2027–28 financial aid guide

FAFSA is open. Make the next decision count.

File the right form, then compare what each college may actually cost—and what the program can offer.

The form is open

Use the right FAFSA year

The U.S. Department of Education opened the 2027–28 FAFSA to the public on September 23, 2026. That form is for aid for attendance from July 1, 2027 through June 30, 2028. Students attending in a different aid year should confirm the correct form on the official Federal Student Aid site.

File on the official government site.

The FAFSA is free. CampusWorth is not a government agency, does not submit the form for you, and does not ask for your StudentAid.gov password or financial details.

Before you start

  • Make sure the student has their own StudentAid.gov account. Any required contributor—such as a parent or spouse—needs their own account and should complete their own section.
  • Confirm which FAFSA year applies to your intended enrollment period. Do not assume the same form covers every summer term.
  • Check each college’s and state’s aid deadlines. The federal form’s availability does not replace earlier institutional or state priority deadlines.

After you submit, compare the offers

A completed FAFSA is an important step, but it is not a final college price. Schools use the information to determine aid offers. Compare grants and scholarships separately from loans and work, then estimate the remaining annual gap—including housing, books, transportation and other costs.

Use CampusWorth to explore majors and schools before committing to a borrowing plan. A school’s average net price and historical program earnings can help you ask better questions; your actual aid offer is what belongs in your personal cost plan.

Questions families often miss

Does filing early mean the offer is final?

No. Filing starts the aid process; your schools’ offers and any requests for additional information determine what you can compare. Keep track of school and state deadlines.

Should a student and parent share an account?

No. Federal Student Aid says each contributor should use their own StudentAid.gov account and keep their login information private.

Can CampusWorth tell me my exact aid?

No. CampusWorth can help you compare published cost and outcome measures and model an offer you receive. Only the school and official aid systems can confirm your eligibility and award.

Official guidance

Reviewed October 2, 2026

Rules, forms and deadlines can change. Confirm them with Federal Student Aid, your state and each college.